Are credit challenges holding you back from buying a home?

Credit Boomerang is a free program designed to help you strengthen your credit and financial profile—so you can qualify for a mortgage faster!

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How is Credit Boomerang a Free Service?

Credit Boomerang is 100% free because it’s sponsored by lenders who want to help future homeowners get mortgage-ready. They invest in this program to build relationships with potential borrowers like you—so when you’re ready to buy, you’ll choose the lender that supported you on your path to homeownership.

The only requirement is that you maintain an active

credit monitoring service for the duration of the program, which costs $19.95 per month. This ensures we have up-to-date credit data to create a personalized plan that helps you improve your score and qualify for a mortgage faster.

No hidden fees. - No commitments.
Just expert guidance to get you on the path to homeownership!

How Credit Boomerang works?

Tailored Solutions for Credit Repair and Financial Empowerment

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Step #1 - Sign Up

Sign-up today by providing us with your basic information to open your file. No payment is made to us for out service..

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Step #2 - Get Credit Hero Score

After you enroll, you will be directed to the Credit Hero Score website to purchase the credit monitoring service that we will use to assess your credit and track your progress.

*Credit Hero Score monitoring is a third-party service that is required for the duration of your participation in Credit Boomerang. The subscription is $19.99 a month and can be cancelled at any time.

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Step #3 - Schedule You First Consultation with Your Credit Advisor

After you have activated your Credit Hero Score subscription, you will receive an email with a link to schedule your initial consultation. During that consultation, you will receive a detailed Homeowner Plan for us to help improve your credit and help you become a homeowner.

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Step 4 - Follow the Plan Each Month

While Credit Boomerang provides credit strategies, dispute assistance, and account follow-ups, your success depends on your commitment. Staying responsive and following through on tasks is essential—plans only work when you take action!

Testimonials

Jasmine Richards

Credit Boomerang nailed it with their detailed credit assessment and Homeownership Plan. Finally feeling hopeful about buying my first home!

Monica Chandler

Tried several credit fixes before, but Credit Boomerang's credit repair tactics were clear winners. Real results, no fluff.

Thomas Krazinski

Credit Boomerang's credit education really clarifies things. After their counseling, managing my finances has become almost second nature. Very straightforward advice.

FAQs

Your Questions Answered: Simplifying Credit Solutions for You

How does Credit Boomerang improve my credit score?

We use our industry-proven software to identify errors and send expert-drafted dispute on yur behalf. Your Credit Advisor will work with you and track your progress by monitoring your Credit Hero Score updates.

Is Credit Boomerang a certified credit counseling service?

Credit Boomerang is a free, lender-sponsored program, so we are not required to be licensed like paid credit counseling services. However, we are committed to transparency and are currently working toward 501(c)(3) nonprofit status.

Most importantly, our Credit Advisors are fully certified professionals who follow all industry standards for credit counseling and credit improvement. You can trust that you’re receiving expert guidance designed to help you achieve homeownership.

How long does the credit repair process typically take?

The timeline varies based on your unique situation. Some participants see results in as little as 90 days, while others may need 12–15 months to reach their homeownership goals.

To give you a clear path forward, we provide a free Homeownership Plan that outlines your personalized timeline and action steps. This ensures you know exactly what to expect and how to stay on track toward mortgage approval.

What information do I need to start ?

To begin services, a Credit Hero Score subscription, personal identification, and a commitment to becoming a homeowner.

Are there any guarantees that my credit score will improve?

While every situation is unique, our proven strategies have helped many participants improve their credit and achieve homeownership. Because this program is sponsored by lenders who want to see you succeed, you can feel confident that we are guiding you toward mortgage approval.

Since Credit Boomerang is completely free, there’s no financial risk to you—just expert support to help you move closer to your goal of buying a home!

What makes Credit Boomerang different from credit repair agencies?

Unlike traditional credit repair companies that charge high fees, Credit Boomerang is completely free—sponsored by lenders who want to help you become mortgage-ready. Here’s what sets us apart:

✅ No Cost to You – We don’t charge for our services; our only requirement is maintaining a credit monitoring service.

✅ Homeownership-Focused – Our goal isn’t just to improve your credit; it’s to help you qualify for a mortgage.

✅ Certified Experts – Our Credit Advisors are trained professionals who follow industry best practices.

✅ Personalized Homeownership Plan – We provide a customized roadmap with clear steps to get you mortgage-ready. ✅ No Gimmicks, Just Results – We don’t use shady tactics—just proven credit-building strategies tailored to your situation. With Credit Boomerang, you're not just fixing credit—you’re taking real steps toward buying a home!